Category Archives: Uncategorized

Is Your ID Correct?

Have you checked the name on your driver’s license, identification card and social security card lately to be sure that they match your legal name?

Many people don’t understand the importance of keeping their name up to date on their ID.  If you ever need a document notarized, the name on your ID must match the name on the document that you want to have notarized.

I had a sad experience today because of this issue.

I received a call for General Notary Work to notarize an important document.  This was a document that will change a young couple’s life forever, as well as the lives of their children.  Unfortunately, I was not able to provide notarization service because the person’s name on their driver’s license didn’t match the name on the document.  Her driver’s license was in her married name, and the document was in her maiden name.  Unfortunately, she didn’t have any other form of acceptable identification with the name that was on the document.  Therefore, I was unable to notarize the document.

For this couple, it puts their lives into a holding pattern.  The situation can be resolved with some effort, but if the ID had matched, I would not be writing this blog!  If you have ever had credit, purchased property, or signed any other legal documents with a different name than what you are presently using, it is vitally important that you take whatever steps are necessary to get the names to match.

Please take my advice, check your ID, and make sure that the name matches on any account or document that is important to you!

If you have questions about this or need further clarification, please feel free to contact me via email by clicking here

 

I am not an attorney, and I can’t give legal advice.  I do not give legal advice in any form.

Happy Grandparents Day!

In case you didn’t know it, the first Sunday after Labor Day is National Grandparents Day!

We should, of course, love, honor, and cherish our relationships with our Grandparents everyday, but having a special day, gives us a chance to make them aware of how much they mean to us, and how much we treasure the special relationship we have with them.

Being a grandparent is one of the best things that has ever happened to me!  I am lucky enough to have good relationships with my grandchildren, and lucky enough to visit with some of them on a regular basis.  As a grandparent, I make sure that my grandchildren know that I love them, and that I am there to support them when needed.  I encourage them to love their parents and have good relationships with their parents.

I love to have my grandchildren visit with myself and my wife.  Our policy is to spoil them, and then send them home!

I encourage you to go visit your Grandparents today if you are able, or make that phone call or video call and tell them you love them!

A part of loving and caring for your Grandparents (and Parents!) is to make sure they have all of their legal documentation in place, so that everything is in place when needed at times in their life when they need your help.  Do they have a will?  Are power of attorney directives set up so that someone they trust can handle their business details?  Are medical power of attorney forms set up and accessible so that they can be readily proved to a medical professional when needed?

As a Notary Public for the State of Texas, I am able to notarize those important documents for your grandparents and family.  It’s important to have those conversations with your Grandparents and make sure their personal business and assets are protected, should something unfortunate happen to them.  I encourage you to have those conversations now, call a professional such as my self for notarizations, and then relax, knowing that everything is taken care of.

As a notary, I am not a lawyer, and not able to provide legal advice.

If there are questions that I can answer for you, please feel free to contact me today!

Robert@etxnotary.com (email)

214-785-8794 (cell)

800-280-0964 (fax)

Texas Tax Lien Loan Signing

TEXAS TAX LIEN LOAN SIGNING

          In the state of Texas, property owners who are unable to pay their county property taxes face serious problems.  The county in which the property is located will add penalties every 30 days during the period of time that the taxes remain unpaid.

This can snowball into an incredible amount of money due by the time that property owners default on all notices received about taxes due.  In some instances, property owners can work out a payment plan with the county, but more often than not, they find themselves “up against a rock in a hard place”, as my parents used to say.

Property owners are typically given ” a line in the sand “; a due date that their taxes must be paid, or they will lose their property to the county, who will then sell the property on the courthouse steps typically for the amount of back taxes owed, which is considerably less than the actual property value.  The owners lose the right to maintain occupancy and ownership, as well as any equity built up in the property.  They are forced to start over in another residence.

The same scenario also happens with owners of multiple properties, including commercial real estate and rent houses.

One option available in this situation is for property owners to obtain a property tax lien loan.  These loans typically do not require a credit check or down payment.  The loan typically merely requires verification of ownership, employment, income, and personal reference verification.  The loans typically carry a higher interest rate than a customer would receive on a personal bank loan.

On Saturday, 05/27/17, I had the pleasure of signing a repeat customer for one of the companies who offer tax lien loans.  This is the third time I’ve met with this couple, who own multiple properties.  They were up against a deadline, needing their taxes paid by the last day of the month.  We were able to complete filling out the loan package and notarizations without any difficulty.  After leaving the residence of the borrower, I went to my car and hooked my laptop to my portable scanner, and made a pdf file of the load package.  This file was then securely emailed to the loan company so that they could begin processing the payment of taxes when their office opens on the morning after the Memorial Day holiday.

I then proceeded to pack up the documents for FedEx shipping and dropped the package for Saturday pick up, and first overnight delivery to a city a few hundred miles away.  This effectively saved this couple additional charges on their amount owed to the county and prevented them from losing ownership of their properties, which they have worked hard to earn over the years.

I’m happy that acting in my role as a state official, Notary Public, I was able to help this company and owners solve the problem in a professional manner.

If you would like more information about property tax lien loans, I will be happy to provide you with some links for more information.

** Please note that I am not an attorney licensed to practice law in the state of Texas, and can’t give legal advice. **

Robert Owens, Notary Public for the State of Texas

Notary Public, State of Texas

Notary Public, State of Texas